Small Business
Small Business
- Merchant Account
- Features & Pricing
- Mobile Payments
- Online/E-commerce
- Prepaid Mastercard
Enterprise
Enterprise
- Payment Processing
- Payment Tools
- Mobile Solutions
- Payment Network
- Payment Integration
Industries
Industries
- Direct Selling Companies
- Payment Facilitators
- Non-Profit
- Government
- Mobile Service Professionals
- ISVs/VARs
- Property Management/Rent
- Financial Institutions
- Software Developers
- Internet Service Providers
- HOA
- Auto Dealer Software
- Legal Software
- Medical & Dental Software
- Utilities
Mobile
Payment Facilitators
Sign Up
Log In
The ProPay Payment Network
Moving money between ProPay accounts, splitting transactions, and other cool stuff.
Spendback: When merchants need to buy from you.
ProPay's Spendback solution offers a way for partners to pull money from one ProPay account, and into another. (How can I pull money from one of my merchants when they need to buy something from me?) You can do this while saving money that would normally be paid out as fees when processing typical payment card transactions.
In order to create a nice Spendback 'Buying experience' for your merchants, you should probably also provide a way for them to see their current ProPay balance on your checkout page. That is why both
Get Account Balance
and
Spendback Transfer
API methods are used.
Pay merchants what you owe them via Disbursements
Partners can also push money from their own ProPay account, and into one that belongs to one of their sales reps or distributors. This feature is frequently used to pay out commissions, and works really well with our branded MasterCard debit cards, or with our Flash Funds feature. Click
here
to learn more about disbursements.
SplitPay: Collecting a convenience fee from your merchants
You can split the proceeds of a single credit card, or eCheck transaction between two ProPay accounts. This feature is often used by a ProFac Payment Facilitator to collect its fees immediately as transactions are processed. (Without the need to bill merchants monthly for the services that the partner provides). Using SplitPay helps to provide a solution for merchants who have gotten into trouble with one of the major credit card brands, for trying to aggregate transactions under their own merchant account. Click
here
to perform SplitPay transactions, and
here
for SplitPay refunds.
Just take me to the API docs