ProPay does not allow you to use its merchant processing service for high risk sales transactions. Such activities are prohibited by ProPay and are in violation of our High Risk Transactions/Acceptable Use Policy. ProPay reserves the right, from time to time, to revise this High Risk Transactions/Acceptable Use Policy. Your submission to ProPay of any sales transaction that violates this High Risk Transactions/Acceptable Use Policy may result in ProPay doing any or all of the following: (a) refusal of an authorization or the refusal to process your sales transmittal; (b) suspension of your ProPay Account processing privileges; (c) immediate closing of your ProPay Account in accordance with your Payment Services Agreement; (d) the creation of a reserve account, if a reserve account is included in your Payment Services Agreement, according to the terms thereof; and, (e) ProPay exercising its security interest and or set off rights as defined in your Payment Services Agreement;.  

For a list of Prohibited transactions types, please see ProPay Prohibited Merchants. (Note: ProPay reserves the right to revise this list at any time)

If you use your ProPay Account to process a sales transaction(s) in violation of this High Risk Transactions/Acceptable Use Policy set forth above, ProPay may incur substantial liability and/or suffer significant damages, including, without limitation, assessments, fines and other related expenses from Visa, MasterCard, American Express or Discover, and/or its sponsor bank. By selling goods or services, including access to content, in violation of ProPay’s High Risk Transactions/Acceptable Use Policy you are liable to ProPay for any and all damages assessed upon ProPay as a result of your activity, despite any language in your Payment Services Agreement to the contrary. Without limiting the foregoing, you agree to reimburse ProPay for any and all assessments, fines and expenses, including reasonable attorneys’ fees incurred by ProPay and/or levied on ProPay by Visa, MasterCard, American Express or Discover, and/or its sponsor bank, as a result of your activities in violation of this High Risk Transactions/Acceptable Use Policy.