Your global paying power just got broader with the ability to pay global distributors and consultants their way... Internationally.

With ProPay’s Global Disbursements and Commissions Platform, companies can pay earned commissions through multiple channels. The funds can be accessed by consultants, affiliates or sales agents through a variety of channels including bank (wire or EFT), direct to card including China UnionPay, and ProPay account. This method allows companies to recognize a significant savings over traditional, direct deposit or check-based commission payment systems. This convenient, cost-effective approach, allows companies to quickly pay independent contractors or distributors in over 180 countries and 130 currencies.


Domestic USD Wire/EFT
Direct to Card, China UnionPay
International Wire/EFT


Debit-USD only

Global issuance, prepaid and virtual card real-time funding

Direct to Card, China UnionPay
Click to see how it works




Fast access to funds - As soon as you pay out the commission, your distributor will have fast access to the money. 

Custom Branded Cards - Your distributors will love showing off their company-branded ProPay Prepaid Mastercard®

Pay Internationally - ProPay offers international solutions so that you can pay out commissions in multiple countries.

Let them spend anywhere - Distributors can access and spend funds anywhere the Debit Mastercard cards are accepted and use your card at any ATM that displays the Mastercard family of brands .

Transact in More Countries - Capability to fund to any non-OFAC country (180+ countries)

Funding in Local Currencies - Capability to fund in over 130 local currencies

Multiple Payout Channels - ProPay Account, Bank channel (Wire/EFT), Card including China UnionPay direct to card

Customized Branded Client/Customer Portal - For use by Client and Consultant including logo, colors, background and custom subdomain

Key language localization - Portal available in approximately 12 languages; User selects preferred language

White label card branding - Create your own custom, branded card

FX transparency - Recipient knows exactly how much will be received less bank fees


  ProPay Provides the most efficient way to pay consultants and distributers in China.

ProPay makes it simple for U.S. companies to distribute funds to distributors and consultants in China using UnionPay International’s MoneyExpress Program. When combined with ProPay’s global reach for commission payments, it’s a win-win for everyone. By leveraging ProPay’s integration with China Union Pay, your distributors can transfer funds to their China UnionPay card near real time. No messy wire transfers, shipping of debit cards or currency conversion hassles.

ProPay's Unique Advantages for China

Pay Quicker

Retaining great consultants and distributors is the lifeblood of direct selling companies. Ensuring they get paid quickly motivates them and creates loyalty. With ProPay, disbursing funds to consultants and distributors or any recipient is near real-time and is drastically shorter than typical bank transfers that vary by bank (3-7 days).*

  * Transactions which are submitted and approved during 7:00 AM – 10:00 PM (China Standard Time) are near real-time. If outside this timeframe, transaction period is no longer than 12 hours.

Fast Access to Funds

Consultants, distributors or other recipients want access to their funds quickly. ProPay’s integration with UnionPay leverages MoneyExpress which incorporates reporting to SAFE in its transaction flow and does not burden the recipient with any filing.*

* Transfer of funds from outside of China must be registered with State Administration of Foreign Exchange (SAFE). This takes time and adds undue burden on the recipient of the funds.

Currency Transparency

Consultants, distributors or other recipients want to know the exact amount being deposited into their account. With ProPay, they will know the exact amount of the deposit at the time of the transaction—no waiting.*

*If transactions are submitted within the 15 hour window (7:00 AM – 10:00 PM – China Standard Time), the exact amount to be deposited in local currency is provided. After the 15 hour window, the amounts are made available in 12 hours or less.

No Hidden Fees

No one likes hidden fees. With ProPay, no fees on inbound deposits will be assessed to your recipients by their bank.

Spend Funds Anywhere

Recipients want to spend funds anywhere in China. UnionPay is accepted widely throughout China, allowing recipients to spend funds almost anywhere in the country.

Money Express

Leveraging the MoneyExpress program, ProPay offers great ease to U.S. businesses to disburse funds to China.


Custom Web Portals

Can be branded for partner (logo, colors, background)

For use by client and consultant

Create your own custom domain

User selects one of 12 languages

Redesigned "ease of use" interaction flows