ProPay API - ACH Payment Processing

This method will perform an ACH draft of funds from a payers checking or savings account, also known as an eCheck
How to call this method?

Example Request

Example Response

Implementation Details
Request Submission

Response Handling

Request Submission

Response Handling

Request Submission

Response Handling

Request Submission

Response Handling

Request Values
Response Values
How to call this method?

You should submit a post of XML data to the following URL
 
HTTP URL(s)
Example Request

Example Response

<?xml version='1.0'?>
<!DOCTYPE Request.dtd>
<XMLRequest>
<certStr>My certStr</certStr>
<class>partner</class>
<XMLTrans>
<transType>36</transType>
<amount>100</amount>
<accountNum>1547785</accountNum>
<RoutingNumber>014584599</RoutingNumber>
<AccountNumber>123456</AccountNumber>
<accountType>Checking</accountType>
<StandardEntryClassCode>WEB</StandardEntryClassCode>
<accountName>Personal Account</accountName>
<invNum>My Invoice</invNum>
</XMLTrans>
</XMLRequest>
<XMLResponse>
<XMLTrans>
<transType>36</transType>
<accountNum>123456</accountNum>
<invNum> My Invoice </invNum>
<status>00</status>
<transNum>1820</transNum>
</XMLTrans>
</XMLResponse>
Implementation Details
Request Submission

namespace MSAPI_ProcessTransaction
  {
  using System;
  using System.Collections.Generic;
  using System.IO;
  using System.Linq;
  using System.Net;
  using System.Text;
  using System.Xml;
  using System.Xml.Linq;
  using System.Xml.Serialization;


/*
  ProPay provides the following code “AS IS.”
ProPay makes no warranties and ProPay disclaims all warranties and conditions, express, implied or statutory,
  including without limitation the implied warranties of title, non-infringement, merchantability, and fitness for a particular purpose.
  ProPay does not warrant that the code will be uninterrupted or error free,
  nor does ProPay make any warranty as to the performance or any results that may be obtained by use of the code.
  */
  public class ProcessTransactionTransType36
  {
  public static void ProcessTransaction()
  {
  var processRequest = new XmlTransactionRequest { CertificationString = "YourCertStringGoesHere", TerminalID = "YourTermId", };
  var xmlTransaction = new XmlProcessTransaction
  {
  TransType = "36",
  accountNum = "12345678",
  amount = "1000",
  RoutingNumber = "123456789",
  AccountNumber = "123456789",
  accountType = "Checking",
  StandardEntryClassCode = "WEB",
  accountName = "My Personal Account",
  invNum = "abc123",
  };
  processRequest.Transactions.Add(xmlTransaction);
  string request = XmlSerializer<XmlTransactionRequest>.WriteToString(processRequest);
  SubmitRequest(request);
  }

private static void SubmitRequest(string request)
  {
  byte[] dataToSend = Encoding.UTF8.GetBytes(request);

// Change the following URL to point to production instead of integration
  WebRequest webRequest = WebRequest.Create("https://xmltest.propay.com/API/PropayAPI.aspx");
  webRequest.Method = "POST";
  webRequest.ContentLength = dataToSend.Length;
  webRequest.ContentType = "text/xml";
  Stream dataStream = webRequest.GetRequestStream();
  dataStream.Write(dataToSend, 0, dataToSend.Length);
  dataStream.Close();

string response = string.Empty;

try
  {
  WebResponse apiResponse = webRequest.GetResponse();


using (StreamReader sr = new StreamReader(apiResponse.GetResponseStream()))
  {
  response += sr.ReadToEnd();
  }
  }
  catch (WebException wex)
  {
  HttpWebResponse httpResponse = wex.Response as HttpWebResponse;
  using (Stream responseStream = httpResponse.GetResponseStream())
  using (StreamReader reader = new StreamReader(responseStream))
  {
  response = reader.ReadToEnd();
  }
  }

 ParseResponse(response);
  }

private static void ParseResponse(string response)
  {
  var load = XDocument.Parse(response);
  var transType = Convert.ToInt32(load.Descendants().First(p => p.Name.LocalName == "transType").Value);
  var status = load.Descendants().First(p => p.Name.LocalName == "status").Value;
  var transNum = load.Descendants().First(p => p.Name.LocalName == "transNum").Value;
  }
  }

public class XmlProcessTransaction : XmlTransaction
  {
  [XmlElement("accountNum")]
  public string accountNum = string.Empty;
  [XmlElement("amount")]
  public string amount = string.Empty;
  [XmlElement("RoutingNumber")]
  public string RoutingNumber = string.Empty;
  [XmlElement("AccountNumber")]
  public string AccountNumber = string.Empty;
  [XmlElement("accountType")]
  public string accountType = string.Empty;
  [XmlElement("StandardEntryClassCode")]
  public string StandardEntryClassCode = string.Empty;
  [XmlElement("accountName")]
  public string accountName = string.Empty;
  [XmlElement("invNum")]
  public string invNum = string.Empty;
  }

public static class XmlSerializer<T>
  {
  public static XmlSerializer Serializer = new XmlSerializer(typeof(T));
  public static string WriteToString(T data)
  {
  return WriteToString(data, Encoding.UTF8);
  }
  public static string WriteToString(T data, Encoding encoding)
  {
  string retVal;
  using (MemoryStream memoryStream = new MemoryStream())
  {
  using (XmlTextWriter xmlTextWriter = new XmlTextWriter(memoryStream, encoding))
  {
  Serializer.Serialize(xmlTextWriter, data);
  }

retVal = encoding.GetString(memoryStream.ToArray());
  }

return retVal;
  }
  }

[XmlInclude(typeof(XmlProcessTransaction))]
  public class XmlTransaction
  {
  [XmlElement("transType")]
  public string TransType = string.Empty;
  }
  [XmlRoot("XMLRequest")]
  public class XmlTransactionRequest
  {
  [XmlElement("certStr")]
  public string CertificationString = string.Empty;
  [XmlElement("termid")]
  public string TerminalID = string.Empty;
  [XmlElement("XMLTrans")]
  public List<XmlTransaction> Transactions = new List<XmlTransaction>();
  }
}

Response Handling

Request Submission

/**
 * ProPay provides the following code “AS IS.” ProPay makes no warranties and
 * ProPay disclaims all warranties and conditions, express, implied or
 * statutory, including without limitation the implied warranties of title,
 * non-infringement, merchantability, and fitness for a particular purpose.
 * ProPay does not warrant that the code will be uninterrupted or error free,
 * nor does ProPay make any warranty as to the performance or any results that
 * may be obtained by use of the code.
 */


<?php
class ProPayApi
{
/* change this to the production url for going live after testing https://api.propay.com */
private $_apiBaseUrl = 'https://xmltestapi.propay.com';

/* for xml */
/** @var \SimpleXMLElement */
private $_xmlRequestObject;
/** @var \SimpleXMLElement */
private $_xmlResponseObject;
/** @var string */
private $_xmlUrl;

/**
* sets the xml request object
* @param string $xmlData - containing XML
* @return $this
*/
public function setXMLRequestData($xmlData) {
$this->_xmlRequestObject = simplexml_load_string($xmlData);
return $this;
}

/**
* @param string $xmlData - containing XML
* @return $this
*/
public function setXMLResponseData($xmlData) {
$this->_xmlResponseObject = simplexml_load_string($xmlData);
return $this;
}

/**
* @return mixed
*/
public function getXMLRequestObject() {
return $this->_xmlRequestObject;
}

/**
* @return mixed
*/
public function getXMLResponseObject() {
return $this->_xmlResponseObject;
}

/**
* @param \SimpleXMLElement $xmlObject
* @return $this
*/
public function setXMLRequestObject(\SimpleXMLElement $xmlObject) {
$this->_xmlRequestObject = $xmlObject;
return $this;
}

/**
* @param \SimpleXMLElement $xmlObject
* @return $this
*/
public function setXMLResponseObject(\SimpleXMLElement $xmlObject) {
$this->_xmlResponseObject = $xmlObject;
return $this;
}

/**
* sets the url for the XML request
* @param string $xmlUrl
* @return $this
*/
public function setXMLUrl($xmlUrl) {
$this->_xmlUrl = $xmlUrl;
return $this;
}

/**
* posts XML to the server
* @return $this
*/
public function postXML() {
$header = [
"Content-type:text/xml; charset=\"utf-8\"",
"Accept: text/xml"
];


$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => $this->_xmlUrl,
CURLOPT_TIMEOUT => 30,
CURLOPT_POST => true,
CURLOPT_POSTFIELDS => $this->_xmlRequestObject->asXML(),
CURLOPT_RETURNTRANSFER => true,
CURLOPT_HTTPHEADER => $header,
CURLOPT_SSL_VERIFYPEER => 0,
CURLOPT_SSL_VERIFYHOST => 0,
CURLOPT_HTTPAUTH => CURLAUTH_ANY
]);
$result = curl_exec($curl);
$this->_xmlResponseObject = simplexml_load_string($result);
curl_close($curl);
return $this;
}
}

$proPayAPI = new ProPayApi();
$data = "<?xml version='1.0'?>
<!DOCTYPE Request.dtd>
<XMLRequest>
</XMLRequest>";
$simpleXML = new \SimpleXMLElement($data);
$simpleXML->addChild('certStr','cert string here');
$simpleXML->addChild('termid','terminal id here');
$simpleXML->addChild('class','partner');
$simpleXML->addChild('XMLTrans');
$simpleXML->XMLTrans->addChild('transType', 36);
$simpleXML->XMLTrans->addChild('accountNum', 123456789);
$simpleXML->XMLTrans->addChild('amount', 1000);
$simpleXML->XMLTrans->addChild('RoutingNumber', 123456789);
$simpleXML->XMLTrans->addChild('AccountNumber', 456789);
$simpleXML->XMLTrans->addChild('accountType', 'Checking');
$simpleXML->XMLTrans->addChild('StandardEntryClassCode', 'WEB');
$simpleXML->XMLTrans->addChild('accountName', 'My Account');
$simpleXML->XMLTrans->addChild('invNum', 'abc123');

// returns XML
$result =
$proPayAPI->setXMLUrl('https://xmltest.propay.com/API/PropayAPI.aspx')
->setXMLRequestData($simpleXML->asXML())
->postXML()
->getXMLResponseObject()->asXML();

// if you prefer a simpleXML object you just retrieve the object back to work with that
$result = $proPayAPI->getXMLResponseObject();

Response Handling

Request Submission

Response Handling

Request Submission

Response Handling

Request Values

Element

Type

Max

Required

Notes

accountName

String

32

Required

A descriptive name for the account being drawn from.

accountNum

Int(32)

 

Required

Assigned to each account by ProPay

AccountNumber

Int(32)

20

Required

Bank account number.

accountType

String

 

Required

Valid values are: Checking and Savings

amount

Int(32)

 

Required

The value representing the number of pennies in USD, or the number of [currency] without decimals.

RoutingNumber

Int(32)

9

Required

Valid ABA routing number or CPA EFT code

StandardEntryClassCode

String

3

Required

Valid values are: WEB, TEL, CCD, and PPD

comment1

String

120

Optional

Optional Comment Line 1

comment2

String

120

Optional

Optional Comment Line 2

invNum

String

50

Optional

Optional Invoice Number for external tracking

 

 

Fraud Monitoring using Guardian Cyber-Shield - Optional

Element

Type

Max

Required

Notes

InputIpAddress

IP

 

Optional

Optional for Threat Metrix. Status 133 is returned when declined by Threat Metrix.

SessionId

Guid

36

Optional

Required for, and obtained from Threat Metrix fraud prevention solution

Response Values

Element

Type

Notes

status

String

Result of the transaction request. See Propay Appendix for result code definitions

accountNum

Int(32)

ProPay account number transaction was processed against.

invNum

String

Echo of the Passed Invoice Number. Will not return if not passed in the request.

transNum

Int(32)

ProPay assigned transaction identifier.

How to call this method?

Example Request

Example Response

Implementation Details
Request Submission

Response Handling

Request Submission

Response Handling

Request Submission

Response Handling

Request Submission

Response Handling

Request Values
Response Values