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Sign Up for a ProPay Account

Card Brand LogosWhen you sign up for a ProPay account you become a true merchant with a real merchant account. ProPay allows you to accept Visa®, MasterCard®, Discover® and American Express® from your customers. With ProPay you can also send and receive funds, in real-time, to/from other ProPay accounts. You may also receive a Prepaid MasterCard® Card with Premium (or other higher-level) ProPay accounts to access your money as soon as it is available.

There is no application fee, monthly fee, minimum fee or cancellation fee with ProPay. There is simply an annual fee each year to be a member of ProPay. The amount of the annual fee depends on which account you select.

Accepting Discover and American Express Cards

DiscoverAmerican Express

The ProPay Basic Account allows you, as a merchant, to accept Visa® and MasterCard® from your customers. Discover® and American Express® card acceptance is part of the higher-level ProPay accounts. If you would like to upgrade your account, go to the main page of your ProPay account.

Step 1

Go to and click on “Account Signup”.


Merchant Account Sign Up

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Step 2

Select your desired ProPay account.

Step 3

Fill out the one-page application then click Submit.

Sign Up Page

Step 4

Enter in your credit card information, or
mail your first annual membership fee to:

ProPay, Inc.
New Account Activation
3400 N Ashton Blvd
Suite 200
Lehi, Utah, 84043

Step 5

As soon as you receive your account activation e-mail from ProPay, log in to your ProPay account by going to Enter your e-mail address, answer your challenge questions, enter in the CAPTCHA picture, and enter in your password. Use the e-mail address you used to sign up for your ProPay account. Once you have logged in, you may begin processing credit cards immediately.

How to process a card

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The prepaid MasterCard card is issued by MetaBank™ pursuant to license by MasterCard International Incorporated. MasterCard and MasterCard Brand Mark are registered trademark of MasterCard International Incorporated.