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Credit Card Processing and Merchant Services


ProPay provides simple, secure and affordable payment solutions for businesses of all sizes. ProPay offers a variety of Merchant Services and Merchant Accounts that allow companies to accept credit card payments and ACH payments - with low fees, great rates and excellent service. ProPay’s modular and integrated solutions, such as SpendBack and SplitPay, can save companies money through the use of intra-network payment transfers. Large and small businesses can take advantage of ProPay’s excellent customer care and account representatives.

Providing secure end-to-end payment processing is ProPay's core business competency. The company was an early adopter of Visa’s Cardholder Information Security Program (CISP) and has been validated as PCI DSS compliant for six consecutive years. Its Merchant Services are fully PCI DSS compliant. ProPay specializes in solutions that encrypt transaction data immediately, significantly reducing the risk associated with storing, processing or transmitting cardholder data.

ProPay's payment solutions are used by a variety of organizations across many industries, including:

For more information on any of ProPay’s market specific solutions, visit the Industry Solutions pages.

Additional features of ProPay merchant accounts include:

  • ProPay Mobile Web Interface — Enables cell phones to accept credit or debit card payments.
  • ProtectPay Online — Allows merchants to securely process payments without transmitting, storing or processing payment data.
  • E-mail Invoice — Enables merchants to send any customer an e-mail invoice complete with the amount and description.
  • Phone Processing — Merchants can process credit cards using any touch-tone phone.
  • Accept Visa®, MasterCard®, Discover® and American Express® – Enables merchants to accept Visa, MasterCard, Discover*, and American Express* 
  • Linked Prepaid MasterCard Card tied to your account balance — Merchants can spend money directly from their ProPay accounts.
*Discover and American Express are available with Premium and higher level accounts.


The prepaid MasterCard card is issued by MetaBank™ pursuant to license by MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.
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