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Bank and Credit Union Lender Solutions


ProPay provides solutions that allow lenders to accept Bankcredit or debit card payments for existing accounts with no transaction fees and more importantly no cash advance fees. Borrowers can make mortgage payments, car payments and even fund their accounts with any of the four major card brands, Visa®, MasterCard®, Discover® and American Express®. ProPay’s offering minimizes PCI DSS compliance requirements and is designed exclusively for bank and credit union lenders.

Benefits for Lenders:

  • Increase borrower convenience.
  • Reduce the cost and effort associated with PCI DSS compliance.
  • Integrate card payments with core systems.
  • Enhance relationships with new and existing borrowers.

Benefits for Borrowers:

  • Eliminate the need to write and mail paper checks.
  • Card payments allow borrowers to earn loyalty and reward points.
  • Avoid fees associated with “Insufficient Funds."
  • Avoid cash advance fees.
  • Control and track spending.

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